Platform Relationship & Payment Disclosure Policy

1. Platform Ownership and Operational Control

1.1 Ownership Structure

wishinpixels.app is a digital product, service offering, and brand that is wholly owned, operated, managed, and controlled by THE LEGAL GAZETTE. The Platform functions as a distinct product vertical within THE LEGAL GAZETTE's business operations but does not constitute a separate legal entity, independent company, or autonomous business unit with independent legal status.

1.2 Operational Control

THE LEGAL GAZETTE exercises complete operational, strategic, financial, and administrative control over the Platform, including but not limited to:

• Product development, feature roadmap, and service offerings
• Technology infrastructure, systems architecture, and data management
• Pricing structures, subscription models, and revenue optimization
• Marketing, branding, customer acquisition, and business development
• Customer support, user communications, and service delivery
• Payment processing, financial settlements, and revenue recognition
• Legal compliance, regulatory adherence, and risk management
• Intellectual property management, licensing, and rights administration
• Vendor relationships, third-party integrations, and partnership agreements
• Personnel decisions, resource allocation, and operational policies

1.3 Legal Entity Clarification

All contractual obligations, legal liabilities, regulatory responsibilities, and financial commitments arising from the Platform are borne exclusively by THE LEGAL GAZETTE as the operating entity. wishinpixels.app is a trade name, brand designation, and product identifier used by THE LEGAL GAZETTE and does not represent a separate contracting party.

1.4 Brand and Product Designation

The use of "wishinpixels.app" as a brand name, domain name, and product identifier is solely for marketing, user experience, and business organization purposes. Users acknowledge that all transactions, agreements, and legal relationships are established with THE LEGAL GAZETTE, not with a separate entity named wishinpixels.app.

2. Payment Processing and Fund Settlement

2.1 Centralized Payment Infrastructure

2.2 Merchant Identification

When you initiate a transaction through the Platform, the payment gateway interface, transaction receipts, payment confirmations, and financial statements will identify the merchant as THE LEGAL GAZETTE. This merchant identification accurately reflects the legal entity collecting payment and delivering Services.

2.3 Transaction Processing Flow

1. Payment Initiation: When a User initiates a transaction on the Platform, they are redirected to Razorpay's secure payment gateway operated under THE LEGAL GAZETTE's merchant account credentials.
2. Payment Authorization: Users authorize payment by providing valid payment information through Razorpay's PCI DSS-compliant interface. By completing the payment authorization process, Users explicitly consent to THE LEGAL GAZETTE collecting the specified payment amount.
3. Fund Settlement: Upon successful payment authorization and processing, funds are settled directly into THE LEGAL GAZETTE's designated bank account(s) linked to its Razorpay merchant account.
4. Transaction Confirmation: Following successful payment processing, Users receive transaction confirmations, payment receipts, and invoices issued by or on behalf of THE LEGAL GAZETTE.

2.4 Payment Compliance and Security

THE LEGAL GAZETTE's payment processing operations comply with:

• Reserve Bank of India (RBI) Payment and Settlement Systems Regulations
• Payment and Settlement Systems Act, 2007
• Information Technology Act, 2000
• Foreign Exchange Management Act (FEMA), 1999 (for international transactions)
• Goods and Services Tax (GST) Act, 2017
• Prevention of Money Laundering Act (PMLA), 2002
• Razorpay's Merchant Agreement terms and compliance requirements
• Payment Card Industry Data Security Standard (PCI DSS) requirements

3. User Acknowledgment and Consent

By accessing the Platform, registering for a User account, or initiating any transaction, you acknowledge and consent to the following:

4. Data Sharing and Integration

Because wishinpixels.app operates as a product vertical under THE LEGAL GAZETTE, not as a separate legal entity, User data collected through the Platform is necessarily integrated with THE LEGAL GAZETTE's unified data management systems, customer relationship management (CRM) platforms, financial systems, and operational databases.

4.1 Operational Data Sharing

Personal information, account data, usage information, payment information, and transaction records collected through the Platform may be accessed, processed, stored, and utilized by THE LEGAL GAZETTE for:

• Service Delivery: Providing, operating, maintaining, and improving Platform Services
• Account Management: Managing User accounts across THE LEGAL GAZETTE's product ecosystem
• Payment Processing: Processing payments, managing subscriptions, and handling billing operations
• Customer Support: Providing technical support and addressing inquiries
• Analytics and Optimization: Analyzing usage patterns and improving user experience
• Marketing: Sending service updates and promotional communications (with consent)
• Security and Fraud Prevention: Detecting and preventing fraudulent activities
• Product Development: Developing new features and product offerings
• Cross-Product Integration: Enabling integration with other services offered by THE LEGAL GAZETTE

4.2 Financial Compliance

User data, including identity information, payment information, and transaction records, may be shared internally within THE LEGAL GAZETTE and with authorized third parties (including Razorpay, tax authorities, and financial auditors) for compliance with financial regulations, including GST reporting, income tax withholding, AML/KYC verification, payment gateway compliance, and financial audits.

4.3 Data Protection Compliance

Data sharing between the Platform and THE LEGAL GAZETTE is conducted in accordance with applicable data protection laws, including GDPR and Indian IT Act 2000. Users' rights to access, rectification, erasure, and data portability extend to all data processed by THE LEGAL GAZETTE in connection with the Platform.

5. Liability and Legal Responsibility

5.1 Primary Liability

THE LEGAL GAZETTE assumes full and exclusive legal responsibility, liability, and accountability for all aspects of Platform operations, including service delivery, payment processing, data protection, contractual obligations, refund processing, dispute resolution, regulatory compliance, and consumer protection obligations.

5.2 Exclusive Recourse

Users acknowledge and agree that their sole and exclusive recourse for any claims, disputes, damages, losses, or legal matters arising from or related to the Platform, Services, or transactions is against THE LEGAL GAZETTE as the operating entity. Users waive any claims against wishinpixels.app as a separate entity.

5.3 Limitation of Liability

To the maximum extent permitted by applicable law, THE LEGAL GAZETTE's total aggregate liability to any User for all claims shall not exceed the greater of: (a) the total amount paid by the User to THE LEGAL GAZETTE in the twelve (12) months immediately preceding the event giving rise to liability; or (b) one hundred United States Dollars (USD $100) or the equivalent in Indian Rupees.

6. Dispute Resolution and Refund Processing

6.1 Point of Contact

All payment disputes, billing inquiries, service complaints, and refund requests must be directed to THE LEGAL GAZETTE through:

6.2 Refund Authority

THE LEGAL GAZETTE has sole and exclusive authority to approve or deny refund requests in accordance with the Platform's Refund Policy. All refund decisions are made at THE LEGAL GAZETTE's discretion, subject to applicable consumer protection laws and statutory rights.

6.3 Chargeback Prevention

THE LEGAL GAZETTE strongly encourages Users to contact THE LEGAL GAZETTE directly before initiating a chargeback with their financial institution. Initiating a chargeback without first attempting to resolve the dispute may result in account suspension, service termination, and potential legal action to recover chargeback fees and related costs.

7. Intellectual Property Rights

All intellectual property rights in and to the Platform, including the wishinpixels.app brand name, domain names, logos, trademarks, service marks, software code, databases, algorithms, user interface designs, graphics, content, documentation, and related proprietary materials, are owned exclusively by THE LEGAL GAZETTE or its licensors.

The use of the "wishinpixels.app" brand name, logo, and associated trademarks is licensed internally by THE LEGAL GAZETTE for the purpose of marketing and operating the Platform as a distinct product offering. This internal brand licensing does not create separate ownership rights or establish wishinpixels.app as an independent legal entity.

8. Regulatory Compliance

THE LEGAL GAZETTE's operation of the Platform complies with all applicable laws and regulations, including:

• Information Technology Act, 2000 and related rules (India)
• Consumer Protection Act, 2019 and E-Commerce Rules, 2020
• Payment and Settlement Systems Act, 2007
• Reserve Bank of India (RBI) payment regulations
• Goods and Services Tax (GST) Act, 2017
• Income Tax Act, 1961 (including TDS requirements)
• Foreign Exchange Management Act (FEMA), 1999 (for international transactions)
• Prevention of Money Laundering Act (PMLA), 2002
• General Data Protection Regulation (GDPR) for EEA users
• Other applicable regional and international laws

9. Governing Law and Jurisdiction

This Disclosure Policy, and all matters arising from or related to the Platform's ownership structure and payment processing arrangement, shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

Prior to initiating formal legal proceedings, parties agree to attempt resolution through good-faith negotiation and, if unsuccessful, through mediation conducted by a mutually agreed mediator. If mediation does not resolve the dispute within thirty (30) days, either party may pursue available legal remedies.

10. Contact Information

11. Amendments to This Policy

THE LEGAL GAZETTE reserves the right to modify, amend, supplement, or update this Disclosure Policy at any time to reflect changes in business operations, regulatory requirements, payment processing arrangements, or legal obligations.

If material changes are made that affect Users' rights, obligations, or the fundamental payment processing structure, THE LEGAL GAZETTE will provide reasonable advance notice through email, in-app alerts, or prominent website posting.

12. User Acknowledgment and Acceptance

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